Return To Blog

Common Roofing Problems Found by Claims Adjusters


August 8, 2018

As a claims adjuster, there are many different scenarios that are encountered when assessing a roof. A homeowner may notice damage and put in a request with insurance to have it repaired. While most roofs last 15 to 30 years, over time natural wear and tear sets in. Review some of these common problems that are found in roofs.

Leaks and Water

Roof leaks are one of the common reasons for damage. Worst of all, when water comes in unexpectedly, it can lead to mold, warping, and more. Water commonly leaks in if shingles are broken or missing, or if there are any cracks. But water doesn’t always come in due to cracks. If the insulation in the uppermost layer, commonly an attic, is gone or not properly installed, this can lead to issues with the temperature hence causing condensation. This unwanted moisture can end up being a costly fix for homeowners.

Gutter clogs

The gutters play an important role in the health of the roof. The two work together to keep water away from the house. When gutters are not properly cleaned, they can clog. This causes a buildup of water and any other debris. Not only will water sit in certain areas, causing damage, but it also leads to extra weight. Over time, the gutters will warp because the extra weight takes a toll. This toll can ruin the gutters and even the foundation of the home. When water sits around the base, it can lead to serious issues down the road.  

Flashing Issues

Roof flashing plays a pivotal role in the overall health of a roof. Flashing is the material that is used in corners and other connections that keep water and outdoor elements away from the inside of the house. For instance, flashing is found around chimneys, along siding, or around vents. When flashing becomes damaged or worn, water will get into those areas and could possibly wreak havoc.

Pooling

Pooling on a roof is common on low slope homes and businesses. There are ways available today to keep water flowing off low or flat roofing. When those water removal systems do not work, it can cause ponding or pooling in one area. The dangerous aspect of sitting water on a roof is the interaction it has with the sun. When you mix the harsh sun colliding with water, it can destroy some of the important elements that keep the roof together. A rule of thumb for homeowners is to watch their roof after it rains. Water should not stay on the roof for longer than two days.

Are you looking for ways to enter the insurance industry? One of the ways you can is by becoming an adjuster with Aspen Claims service. We offer a wide variety of claims adjuster careers in several states across the country, allowing you to experience new things every day in a growing field. Explore more about the claims adjusting field and call us today at 888-819-5904 with any questions. We would love to have you join our team!