Catastrophe Claims: What To Do in the Event of an Emergency

One of the best things you can do to protect yourself in the event of an emergency is to be prepared. Accidents seem inevitable, but knowing what your plan of action would be if one were to happen will help make the process more smooth. Learn about different types of catastrophes, action steps to take and working with adjusters on catastrophe claims.

Types of Catastrophes

Colorado is most likely to experience inclement weather in late spring and early fall. But even then, disasters can happen anytime throughout the year. Some of the most common types of damaging weather include strong winds and hail. Strong winds that exceed 50 miles per hour, or straight-line winds, can be detrimental when they knock down trees and power lines, blowout windows and more. This could lead to certain elements falling onto homes and cars. For hail, on the lower scale, cars might be damaged with dents. But for some storms when hails is larger than a nickel or quarter, it can ruin the outer structure of a home. Other types of damaging weather could lead to damaging cars and homes include lightning and tornadoes. In the winter, icy conditions can be damaging to a roof if an ice storm occurs that leads to an inch or more of ice weighing down. Learn more about Colorado’s weather in Skyview Weather’s Severe Weather in Colorado.

Actions Steps

Once a storm or inclement weather scenario is over and it is safe to come out, you need to first assess the area. Post-storm depending on what happened, there may be dangerous debris in or around your home. When going outside, be cautious of down power lines and contact 911 if they have fallen in your yard to have them fixed. If you smell gas, contact a power company as soon as possible. Once everyone is safe, begin to document damage  with pictures. Take as many pictures as you can of the damage, both inside and outside. If the damage was extensive that left the inside exposed to outside elements, you can consider temporary solutions to avoid your home being open to outdoor elements. Once you have your documentation, you can contact your insurance company to file a claim. They will have a claims adjuster come out to assess the damage. You can also work with your own claims adjuster to work with the insurance adjuster.

Insurance and Working with Adjusters (how they can help)

Post-storm, if the damage looks to meet your deductible, one of your first phone calls you will make will be to your insurance company to file a claim. If you are unsure, better safe than sorry and reach out. They will work with you on the process.
If you have been affected by severe weather, Aspen Claims Service offers catastrophe claims adjusting. We will be with you every step of the way to ensure you receive the money you are entitled to. To learn more, read What are claims adjusters? The ins and outs of the profession.To help or ask questions, email us at or call us at 888-819-5904.

Your Insurance Claims Adjuster Partner

Contact Aspen Claims Service Today

Related News

Company News

Aspen Claims Expands Services into New York

FOR IMMEDIATE RELEASE Denver, CO – January 12, 2024 – Aspen Claims Service, a leading provider of comprehensive property and casualty adjusting services, is thrilled to announce its expansion into the state of New York. Effective immediately, Aspen will be offering its full suite of adjusting services to insurance carriers and their policyholders throughout the Empire State. “We are excited

Read More →
Industry Trends

The Essential Role of Claims Adjusters in the Insurance Industry

In the intricate world of insurance, claims adjusters are the unsung heroes. They play a pivotal role in determining the outcome of an insurance claim, directly impacting both the insurance company and the policyholder. In this blog, we’ll explore what claims adjusters do, their significance in the insurance industry, and the methods they employ to assess damage.   What Do

Read More →
Company News

Aspen Claims Is Named Top 10 Claims Processing and Management Service Company for 2022

Insurance CIO Outlook, a source for insurance news, announced the latest rankings of the top 10 claims processing and management service companies in 2022. And Aspen Claims Service was among the best. In the entire country of the United States, Aspen Claims Service offers adjusting services for residential and commercial property damages. For daily and disaster claim assignments, it has

Read More →