Four ways to protect your home from flood damage

There are many things that can cause serious damage to your home, among them flooding. While flooding seems to be a rare occurrence in the winter (and honestly it is) it is quite common in the spring. We’ve compiled our X ways that you can start to do to protect your home from flood damage. We recommend you start budgeting these things out, and even reach out to your insurance agent to upgrade your insurance policy if need be.

Take a look at your water valves
One of the things you can start by doing is to take a look at your water valves. Installing an interior or exterior backflow valve can help keep water at bay. By installing and ensuring you have the right water valves, you can also prevent sewage from backflowing into your system. This is something that can cause massive damage and a major headache.

Spend time outdoors
You’ll need to spend some time outdoors for this one. If you have expensive furniture, grills, etc., that sit outside you’ll want to spend time and anchor them down. This will keep them from floating away in a large flood.

Minor adjustments
If you are looking for something you can do that’ll take less time and cost less, you do have a few options! Take a look at some of our favorite recommendations: 
Purchase a waterproof safe – Waterproof safes are a great place to keep your documents and other important personal belongings.
Prepare a disaster kit – Sure this won’t help you protect your belongings, but it will give you peace of mind when it comes to food, water, and other essential survival tools such as tarps, sleeping bags, matches, and first aid kits.

Last minute adjustments
So you’ve taken all the steps you can to prevent spring flooding…and you are still getting a flood! Here are some things you can do quickly to try to minimize damage:

  • Take all valuable belongings and place them on the highest level of your home. If you live in a ranch style home, put them on top of cabinets/appliances…or a waterproof safe if you have one.
  • Shut off the electricity in your home. 
  • Move rugs, furniture, or other important pieces off the ground – or if they are too large to move elevate them. 

If you find you are in need of assistance processing claims with your insurance provider, Aspen Claims Service can help. Our large team of nationwide adjusters help with any size claim. Contact Aspen Claims Service today to see how we can help you. 
 

Your Insurance Claims Adjuster Partner

Contact Aspen Claims Service Today

Related News

Claims Performance Metric
Uncategorized

Why Cycle Time Remains the Number Carriers Are Measured On

For all the metrics that have entered the property claims conversation over the last decade – customer satisfaction scores, loss adjustment expense ratios, reopen rates, supplement frequency – cycle time remains the number most VPs of Claims still get measured on. Internally, externally, and at the board level. It has held that position for a reason.  But cycle time is also one of the most misunderstood

Claims Handling Differences
Uncategorized

Why Catastrophe Claims Operate by a Different Set of Rule

Every claims operation handles two fundamentally different kinds of work. The first is the steady, predictable rhythm of daily property losses – house fires, water leaks, theft, single-vehicle damage events. These come in at a manageable pace, get assigned through standard workflows, and close at a predictable cadence. The second is what happens when a hurricane makes landfall, a hailstorm sweeps across the Midwest, or a wildfire moves

Claims Satisfaction Matters
Uncategorized

Why Policyholder Satisfaction Scores Matter More Than Most Carriers Treat Them 

There’s a metric most carriers track quarterly, mention in board decks, and then quietly set aside when the operational conversation starts. Policyholder satisfaction, NPS or CSAT. Whatever your organization calls it, the score usually sits somewhere in a dashboard between cycle time and loss ratio, and gets the least attention of the three.  That’s a strategic mistake. And it’s becoming a more expensive one every year.  The carriers