Protect your property from fire damage this holiday season!

Fire damage is a major concern, especially during the holiday season. While beautiful lights, warm fires, and flickering candles are fantastic at creating that holiday glow- they can also pose a huge fire risk. From devastating flames to minor smoke, fires can produce minor and major property damage. While most home insurance policies cover some fire damage, the best way to protect your home and properties is to always take fire-safety precautions. Because of this, our professional team at Aspen Claims Service has assembled a few tips to keep your home safe all winter long.

Properly clean and maintain fireplaces

Although we all love the cozy ambiance a fire can bring, it can also pose safety concerns. Most officials and truck accident lawyers have stated that even an improperly cleaned and ill-maintained fireplace can cause serious smoke damage and house fires. Our biggest piece of advice is to always have your chimney cleaned and fireplace inspected by a professional at least once a year. Because clogged chimneys can cause smoke to back-up and fill your home, it is extremely important to do this prior to regularly using your fireplace. We also recommend you always check (and double check) the flue or damper is open before starting a fire, as this will draw the smoke out of your home. Finally, never ever leave a fire burning unattended. Always check to make sure the fire is completely out before sleeping, leaving the room, or leaving the house.

Never leave candles burning unattended

Although this may seem like common sense, fires caused by unattended candles are more common than you may think. In fact, according to the National Fire Protection Association, more than 7,000 home fires are caused by candles every year. To prevent fire damage from candles, we recommend always blowing out candles before you leave a room or go to bed. It is also important to keep candles at least 12 inches away from anything flammable.

Inspect lights and outlets

The holiday season is a time we often like to adorn our homes with colorful lights and decorations. While this is a beautiful tradition, it can also cause some concerns. To minimize your risk of electrical fire, our biggest piece of advice is to always inspect cords and power outlets. If there is any damage to the cord of your string lights, do not use them. Similarly, if an outlet looks faulty or burnt, do not use it. When using power strips, it is extremely important not to overcrowd plug-ins. Also, do not add more than one power strip to a standard wall outlet. Finally, always unplug your holiday lights prior to sleeping or leaving the house. While timers can help you regulate electricity use, the safest option is to physically unplug the cords from their outlets.

If you are in need of assistance filing a property damage or insurance claim this winter, Aspen Claims Service is here to help. Our nationwide team of knowledgeable adjusters can assist with daily claims, underwriting, inspection, catastrophe claims, and more. Call us today at 888-819-5904 to learn more about how we can help and experience the Aspen difference!

Your Insurance Claims Adjuster Partner

Contact Aspen Claims Service Today

Related News

Hurricane CAT Response
Uncategorized

Hurricane CAT Response: Why Desk Operations Matter

Effective hurricane insurance claims handling requires more than deploying qualified adjusters. Most conversations about CAT readiness focus on the same variables – adjuster availability, deployment speed, roster depth, geographic coverage. These are real operational considerations, and the carriers that haven’t addressed them before a storm forms will pay for it.  But in our experience, many CAT responses don’t fail because the vendor couldn’t deploy. They fail because the operation couldn’t convert inspections into complete, submittable files. 

Hail File Documentation Standard
Uncategorized

Hail Claim Documentation Standards for Insurance Carriers

For insurance carriers managing hail volume, many avoidable supplements, reopens, and file returns begin with documentation that was not built to withstand later scrutiny. A hail damage insurance claim that reads as routine at first inspection can quickly become a contested file if the underlying documentation isn’t built for the review that follows.  Hail files have a reputation for being routine. An

Claims Performance Metric
Uncategorized

Why Cycle Time Remains the Number Carriers Are Measured On

For all the metrics that have entered the property claims conversation over the last decade – customer satisfaction scores, loss adjustment expense ratios, reopen rates, supplement frequency – cycle time remains the number most VPs of Claims still get measured on. Internally, externally, and at the board level. It has held that position for a reason.  But cycle time is also one of the most misunderstood